How to Scale Up Green Microfinance? A Comparative Study of Energy Lending in Peru

Realpe Carrillo, Natalia

2014

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Among the green microfinance initiatives, energy lending still appears to lack long-term sustainability, and therefore remain difficult to up-scale. In the rollout of these programs, implementing a two-hand model approach – where microfinance institutions (MFIs) partner with energy suppliers – becomes a challenge for both parties. Obstacles entail the access to technical assistance, and the development of efficient supply chains and profitable business models. In this paper, a comparison of the energy diversification process – from a pilot phase towards a large commercialization – of the Peruvian MFIs Fondesurco and CMAC Huancayo is presented, highlighting their experiences, challenges and discusses opportunities to build from their lessons learned in order to innovate green microfinance. The paper can be found on pages 98-101 of the proceedings of the conference "Innovating Energy Access for Remote Areas: Discovering Untapped Resources" which took place from 10-12 April 2014 in Berkeley, USA.

Proceedings of the conference "Innovating Energy Access for Remote Areas: Discovering Untapped Resources" 2014

Lecciones aprendidas; Microfinanciamiento; Microfinanzas; Perú;